| Personal Information |
|---|
|
|
Reported |
Name
SSN
Address
Address
Address
|
JONATHAN QUINCY CONSUMER YOB: 1951
Nickname - JACK CONSUMER
AKA - JOHN SMITH
AKA - JONATHAN SMITH JONES JR
999-99-9990
234-56-7891 - SSN is different than input
123-45-6789 - SSN is different than input
10655 N BIRCH ST,BURBANK CA 91502-1234 Last Sub: 1220855
1314 SOPHIA LN APT 3,SANTA ANA CA 92708-5678 Last Sub: 2390446
*2600 BOWSER ST #312,LOS ANGELES CA 90017-9876 Last Sub: 2390446
|
06/95 To 01/98 3X
1X
|
| Employment |
|---|
|
|
Date Reported |
Last Updated |
Origination |
Employer
Employer
|
AJAX HARDWARE
2035 BROADWAY SUITE 300
LOS ANGELES CA
BELL AUTOMOTIVE
111 MAIN STREET
BURBANK CA
|
unknown
05/91
|
12/98
09/91
|
Inquiry
Inquiry
|
| Scoring |
|---|
Score Model: New Experian/Fair, Isaac Model +700
Factor: 22 Account(s) not paid as agreed and/or legal item filed
Factor: 13 Length of time(or unknown time) since account delinquent
Factor: 18 Number of accounts delinquent
Factor: 34 34
|
Score Model: New National Risk Model +502
Factor: 19 Average age of accounts
Factor: 35 Delinquency on bank installment loans
Factor: 01 Too few accounts now current
Factor: 08 Presence of non-satisfactory ratings on accounts or lack of open accounts
|
Score Model: Experian/MDS Bankruptcy Model +925
Factor: K Ratio of bank revolving balances to credit limits or lack of bank revolving account information
Factor: C Presence of derogatory accounts
Factor: H Recently active or lack of bank, retail or finance accounts
Factor: B Presence of delinquent accounts
|
| Public Records |
|---|
Date Filed/
Amount |
Type/
Plaintiff |
Reference/
Paid |
Court/
Court Code |
|---|
06/20/94
$12.4K | County tax lien released 07/01/95
| Cid 45078321 | SO CALIF DISTRICT COURT
3051111
| 09/19/93
$1200 | Judgement
ALLIED COMPANY
| D 7505853 | COUNTY SPR CT SANTA ANA
3019999
| 02/10/93
$100K | Bankruptcy Chapter 13 - petition filed
| D 35054539906234561 | U S BANKRUPTCY COURT
3009999
|
| Profile Summary |
|---|
Public Records |
3 |
Dispd Accounts |
1 |
Now Del/Drg |
3 |
30 day delinq |
0 |
|
Tradelines |
10 |
Paid Accounts |
2 |
Was Del/Drg |
0 |
60 day delinq |
0 |
|
Satis Accts |
6 |
Inquiries |
3 |
Derogatory |
0 |
90 day delinq |
0 |
|
Inqs/6 MO |
0 |
Oldest Trade |
01/68 |
|
Type |
High |
Limit |
Balance |
Past Due |
Payment |
%Avail |
Revolving |
$0 |
$28,400 |
$14,657 |
$0 |
$435 |
27% |
Installment |
$0 |
$466,575 |
$45,037 |
$1,421 |
$4,549 |
- |
Real Estate |
|
|
$234,000 |
|
$3,128 |
- |
Totals |
|
$494,975 |
$293,694 |
$1,421 |
$8,112 |
|
| Revolving Accounts |
|---|
|
Current Status |
Hist Status |
|
Acc Name/Address |
Status/
ECOA/
Condition |
BALDT/
OPEN/
LSTPD |
Amt1/
Amt2 |
Pmt/
Term |
Bal |
Past Due |
Mths 30 60 90 |
Rating |
ISLAND SAVINGS
Acct: 4058552548
20
Subcode: 1211248 KOB: BC
Status: CURR ACCT
** Credit line closed - consumer request - reported by subscriber **
| 05/96 C
2
CLOSED |
10/97
05/96
|
7000-L
5700-H |
REV |
0 |
|
18 00 00 00
B0CCCCCCCCCC
CCCCCC |
R B |
BAY COMPANY
Acct: 525556601
Subcode: 2390446 KOB: DC
Status: DELINQ 180
** Account was in dispute - now resolved - reported by subscriber **
| 05/96 C
2
BK ADJ PLN |
05/96
01/68
|
1400-L
|
REV |
0 |
|
99 01 01 04
7654321CCCC0
0CCCCCCCCCCCC |
R 7 |
EMPLOYEES CREDIT UNION
Acct: 525556601
Subcode: 1220855 KOB: BC
Status: CURR ACCT
| 02/85
2
OPEN |
01/98
02/85
01/98 |
10K-L
7108-H |
180
REV |
6029 |
|
99 00 00 00
CCCCCCCCCCC
C00000000CCCC |
R |
STATE BANK
Acct: 4271008232
Subcode: 1299987 KOB: BC
Status: CURR ACCT
| 01/90
1
OPEN |
06/96
01/90
05/96 |
10K-L
9612-H |
255
REV |
8628 |
|
85 00 00 00
CCCCCCCCCCC
CCCCCC000CCCC |
R |
Revolving Totals
|
|
|
|
$435
|
$14,657
|
$0 |
|
|
| Installment Accounts |
|---|
|
Current Status |
Hist Status |
|
Acc Name/Address |
Status/
ECOA/
Condition |
BALDT/
OPEN/
LSTPD |
Amt1/
Amt2 |
Pmt/
Term |
Bal |
Past Due |
Mths 30 60 90 |
Rating |
HEMLOCKS
Acct: 8285103111
261
Subcode: 2313849 KOB: DC
Status: CURR ACCT
| 02/95
3
OPEN |
06/96
02/95
|
1000-L
|
24MO |
1000 |
|
17 00 00 00
NNNNNNNNNNNN
NNNNN |
I N |
CENTRAL BANK
Acct: 2380265438
8
Subcode: 1132912 KOB: BI
Status: 30 DAY DEL
| 06/96
1
OPEN |
06/96
12/93
05/96 |
22.3K-O
|
465
48MO |
11.0K |
465 |
31 01 00 00
1CCCCCCCCCCC
CCCCCCCCCCCCC |
I 1 |
MOUNTAIN BK
Acct:
25346R1234
5
Subcode: 1119999 KOB: BI
Status: 30 3 TIMES
| 12/96
2
OPEN |
12/96
03/93
11/96 |
43.2K-O
|
956
60MO |
19.3K |
956 |
39 03 00 00
1CCCCCC1CCCC
CCCCCCCCCCCCC |
I 1 |
HOME FINANCIAL
Acct: 2400009850
0012
Subcode: 5935250 KOB: FM
Status: CURR ACCT
| 05/90
2
OPEN |
01/98
05/90
12/97 |
400K-O
|
3128
360MO |
234K |
|
92 00 00 00
CCCCCCCCCCC
CCCCCC000CCCC |
I |
Installment Totals
|
|
|
|
$4,549
|
$265,380
|
$1,421 |
|
|
| Trade Accounts |
|---|
|
Current Status |
Hist Status |
|
Acc Name/Address |
Status/
ECOA/
Condition |
BALDT/
OPEN/
LSTPD |
Amt1/
Amt2 |
Pmt/
Term |
Bal |
Past Due |
Mths 30 60 90 |
Rating |
CREDIT AND COLLECTION
OrigCreditor: DR. JOHN KILDARE
Acct: 98E5431821
36
Subcode: 3980999 KOB: YC
Status: COLLACCT
** Customer disputed account - reported by subscriber **
| 09/94
2
COLLACCT |
04/96
09/94
|
500-O
|
|
250 |
|
20 00 00 00
999999999999
99999999 |
U 9 |
TRAVEL CHARGE USA
Acct: 4271008232
Subcode: 3488520 KOB: N
Status: CURR ACCT
| 12/97 C
1
PAID |
12/97
03/95
|
4000-L
3612-H |
1MO |
0 |
|
34 00 00 00
CCCCCCCCCCC
CCCCCC000CCCC |
U |
Trade Totals
|
|
|
|
$0
|
$250
|
$0 |
|
|
| Inquiries |
|---|
Inquiry Date |
Subscriber/Acc# |
Subcode/KOB |
Amt/Type/Terms |
12/05/98 |
HEMLOCKS
|
2313849 DC | / UNK / UNK |
12/03/98 |
BAY COMPANY
|
2390446 DC | 1500 / CHG / 0 |
10/21/97 |
HILLSIDE BANK
|
2240679 BC | / UNK / UNK |
| FACS+ Summary
|
|---|
Record Type
SIC Code
Text
|
Inquiry Address Message
Phone Answering Service
ABC ANSWER-ALL
10655 N BIRCH ST
BURBANK CA 91502
818.555.1212 |
|
Messages
From 03/01/96
inq count for ssn = 8
From 03/01/96
inq count for address = 15
Input SSN Issued 1965 - 1966
|
Record Type
SIC Code
Text
|
Onfile Address Message
J&J INVESTMENTS
2600 BOWSER ST #312
LOS ANGELES CA 90017
213.111.2222 |
|
Messages
|
Record Type
SIC Code
Text
|
Retired Social
INPUT SSN RECORDED AS DECEASED |
|
Messages
DOB: 01/10/51
DOD: 03/30/96
|
Consumer Assistance Referral:
EXPERIAN
701 EXPERIAN PARKWAY
PO BOX 949
ALLEN, TX 75013
(800) 682-7654
END OF REPORT - EXPERIAN
|